1. Agreement to Terms
By accessing or using the website of 20H Investments LLC ("Company," "we," "us," or "our"), located at 20hinvestments.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree to these Terms, please do not use the Site.
2. Description of Services
20H Investments LLC provides investment research, analysis, educational content, and strategic support services. Our services are informational and educational in nature. We do not provide personalized investment advice, manage assets, or make investment decisions on behalf of clients.
3. No Investment Advice
Important: The content on this Site, including articles, research materials, and other information, is provided for general informational and educational purposes only. Nothing on this Site constitutes:
- Investment advice or recommendations
- An offer to sell or solicitation to buy any securities
- Tax, legal, or accounting advice
- A guarantee of any investment outcomes
You should consult with qualified professionals—including licensed financial advisors, attorneys, and accountants—before making any investment or financial decisions.
4. Risk Acknowledgment
All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results. The value of investments can fluctuate, and you may receive less than you invest. By using this Site, you acknowledge that you understand these risks.
5. User Responsibilities
When using this Site, you agree to:
- Provide accurate information when contacting us or using our services
- Use the Site only for lawful purposes
- Not attempt to gain unauthorized access to any part of the Site
- Not interfere with or disrupt the Site's operation
- Not reproduce, distribute, or create derivative works from Site content without permission
6. Intellectual Property
All content on this Site—including text, graphics, logos, images, and software—is the property of 20H Investments LLC or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, modify, distribute, or republish materials from this Site without our prior written consent.
7. Third-Party Links
This Site may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or make any representations about third-party websites, and we are not responsible for their content or practices.
8. Limitation of Liability
To the fullest extent permitted by law, 20H Investments LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Site or any content, services, or materials obtained through this Site.
In no event shall our total liability exceed the amount paid by you, if any, for accessing this Site during the twelve (12) months preceding the claim.
9. Disclaimer of Warranties
This Site is provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
10. Indemnification
You agree to indemnify, defend, and hold harmless 20H Investments LLC and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Site or violation of these Terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Florida.
12. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this Site. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
13. Contact Information
If you have questions about these Terms, please contact us at:
20H Investments LLC
2350 Cypress Pond Rd
Palm Harbor, FL 34683
Email: info@20hinvestments.com
Phone: (407) 743-3544